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Luvvoice

Luvvoice converts text and PDF or TXT documents into MP3 speech across 70+ languages, with voice cloning and ebook-to-audiobook conversion. Built for creators and students who need quick voiceovers, with a free tier and paid plans from $8 per month.

ProductivityVoice GenerationAudio Generation#Text To Speech#Free#Multilingual
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Aug 22, 2026
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What is Luvvoice?

Luvvoice is an online text-to-speech service that turns written text into downloadable audio. Its own description is straightforward: a free online text-to-speech (TTS) tool that turns your text into natural-sounding speech — you paste or type text, choose a voice, and either download the resulting MP3 or listen to it in the browser. The headline claim on the site is scale: over 200 voices across more than 70 languages.

The product runs at luvvoice.com and is operated by Soundsynth Tech LLC, a fact you will not find anywhere in the marketing copy. It appears in the terms of service indemnification clause and is independently confirmed by the App Store listing, which names Soundsynth Tech LLC as the seller. Two independent sources agreeing on the operating entity is worth noting for a product of this size, because many small TTS sites disclose no corporate identity at all.

The most important thing to understand before signing up

The site's page title reads "Free Convert Text to Speech Online, No Word Limit." That phrase is the product's main hook, and it does not survive contact with the site's own documentation.

Every tier has a hard character cap. The pricing page states the free plan allows 10,000 characters per month. The homepage FAQ, on the same site, states the free plan allows 20,000 characters per month. Those two figures contradict each other, and both contradict "no word limit."

There is a second, tighter cap that matters more in daily use: characters per conversion. On the free tier that is 3,000 characters — the editor on the homepage visibly counts to 0 / 3000 before you log in. Paid tiers raise it to 20,000 per conversion. For context, 3,000 characters is roughly a three-minute script. Anything longer must be split into chunks.

None of this makes Luvvoice a bad tool. It makes the marketing claim inaccurate, and it means you should plan around real numbers rather than the headline. This page uses the documented figures throughout.

Where the voices actually come from

This is the other thing the marketing does not say, and it is disclosed plainly in the terms of service: Luvvoice currently provides speech generation through Microsoft Azure AI Speech, including Azure neural text-to-speech technology, Google Cloud Text-to-Speech, and proprietary Luvvoice speech models. The model or provider used varies by selected voice, language, feature, and availability.

In other words, a large portion of the voice library is Azure and Google Cloud TTS delivered through a friendlier interface, alongside some in-house models. That explains how a small operation offers 200-plus voices in 70-plus languages — those catalogues belong to Microsoft and Google.

Two practical consequences follow. First, voice quality for mainstream languages will be broadly comparable to what you would get from Azure or Google directly, because in many cases it is the same engine. Second, the value Luvvoice adds is packaging: a browser interface with no cloud account, no API keys, document upload, pause controls, a voice library you can audition, and MP3 download. For many users that packaging is worth paying for. For a developer who already has an Azure account, it may not be.

Being upfront about this in the terms is to the company's credit. Plenty of TTS resellers are not.

Core Features

Text to speech with pace and pitch control

As an AI voice generator the core loop is simple: paste text, pick a voice and language, generate, download MP3. Beyond the basic conversion, two controls matter for anything you intend to publish.

Speech rate and pitch are adjustable through a settings button, so you can slow narration for instructional content or lift the pace for short-form video.

Pauses are available to logged-in users through a Pauses button in the toolbar, inserting gaps from 0.5 seconds up to 5 seconds. The company recommends no more than 20 pauses per single conversion. Pause control is what separates usable narration from a wall of uninterrupted speech, so it is worth creating an account for this alone. Note the caveat under Limitations: at least one paying user reports pauses are unavailable on custom cloned voices.

Document to speech

You can upload documents rather than pasting text. Supported formats are common ones including PDF and TXT, and the company states you can upload documents containing hundreds of thousands of characters and convert them to AI voice.

Read that against the per-conversion caps and the picture clarifies: the uploader accepts large documents, but conversion is still metered against your monthly character allowance. A 200,000-character book consumed against a 700,000-character Lite allowance uses nearly a third of the month in one go.

The company is honest about one failure mode: PDFs that contain only images or were created through scanning may fail to extract text properly. If your source is a scanned book, you need OCR before Luvvoice can do anything with it.

Voice cloning

Cloning is a first-class feature with its own page, its own credit pool, and its own contractual terms. The workflow has three steps:

  1. Upload or record a voice sample. The official guidance is that audio length should ideally be over 10 seconds.
  2. AI processing. The system analyses and learns the characteristics of the voice.
  3. Generate speech. Enter text and produce audio in the cloned voice.

Cloning language coverage is narrower than the TTS side: the company names English, Japanese, Korean, Chinese, French, German, Arabic, and Spanish as supported major languages. If you need a cloned voice in a language outside that group, verify before you buy.

Cloned voices consume a separate custom credit pool rather than your standard character allowance. The free tier permits exactly one custom voice and 500 custom credits — enough to try the feature once, not to use it. Paid tiers allow unlimited custom voices with 10,000 to 200,000 custom credits monthly.

The site also publishes featured public custom voices — ready-made voices such as Wesley Ford, Clara Vale, and Asher Lane that anyone can use, drawing on the same custom credit pool.

Ebook to audiobook

A newer capability converts ebooks into audiobook-style chapters, and it is included on all four tiers including free. Given that free tier's 10,000-character monthly cap, "included" is closer to a demonstration than a workflow — a typical novel runs several hundred thousand characters. On Lite upward it becomes genuinely usable.

Developer access

For a consumer tool of this size, the developer surface is unusually broad. Three separate integration paths exist: a REST API with published documentation, an MCP Server for hooking into AI clients that speak Model Context Protocol, and an AI Skill. API access is restricted to the Plus and Enterprise tiers; Free and Lite do not include it.

Output and storage

Audio downloads in MP3, chosen deliberately because most devices play it without conversion. Generated audio is retained for 72 hours on the service. That retention window is short — treat Luvvoice as a generator, not as storage, and download files as you make them.

Use Cases

Video narration for YouTube and TikTok

The company names YouTube, TikTok, podcasts, education, and TV as its target channels. Short-form video is the strongest fit: a 60-second script fits inside even the free tier's 3,000-character per-conversion cap, pause control lets you time beats against cuts, and MP3 drops straight into any editor.

Podcast production and audio drafts

For podcasters, the practical uses are intros, outros, ad reads, and draft narration for reviewing pacing before recording. The 20,000-character per-conversion limit on paid tiers covers roughly a 20-minute segment in one pass.

Turning documents and study material into audio

For students and anyone processing large reading loads, the PDF and TXT uploader is the main draw — convert lecture notes or papers into audio to listen while commuting. Two constraints shape this: scanned PDFs will not work without OCR, and your monthly character allowance is the real budget.

E-learning and course material

Course creators get consistent narration across modules without rebooking a voice actor when a script changes. Multilingual coverage makes producing localised versions of the same course practical, and adjustable pace matters here more than in most contexts — instructional audio benefits from being slower than conversational audio.

Accessibility and read-aloud

Making written content available in audio serves visually impaired users and anyone who processes information better by ear. The site's own user testimonials cite exactly this use.

Language learning

Hearing correct pronunciation across 70-plus languages is a genuine use for a broad voice library, and adjustable speech rate lets learners slow unfamiliar speech to a followable pace.

Personal or branded voice via cloning

For creators who want their own voice narrating content they did not have time to record, cloning is the feature that matters — with the important legal caveat that you must own or have full rights to any voice you clone. See Limitations.

How to use Luvvoice

Step 1 — Try before creating an account

The homepage editor works without login, capped at 3,000 characters per conversion. Use that to audition voices in your target language and judge whether quality meets your bar before investing any further.

Step 2 — Create an account for pause control

Pauses are gated behind login, and pause control is the single biggest quality lever for narration. Logging in also raises your per-conversion ceiling if you subscribe.

Step 3 — Choose language first, then voice

The voice library spans 70-plus languages, but quality is not uniform across them. Mainstream languages draw on mature Azure and Google neural voices; smaller languages may have fewer options. Audition several voices in your specific language rather than picking by name.

Step 4 — Script for the ear, not the eye

Because pauses are inserted manually rather than inferred from punctuation, write in shorter sentences and place pauses deliberately at natural breath points. Keep to the recommended maximum of 20 pauses per conversion.

Step 5 — Watch how numbers, dates, and URLs are read

This is where TTS most often goes wrong, and there is a documented case for this specific service: a user reported the engine reading part of a URL, /pay, as /privacy. Always listen through the full output before publishing, paying particular attention to abbreviations, URLs, currency, and dates. Where a term is misread, spell it phonetically in the source text.

Step 6 — Split long content into chunks

With 3,000 characters per conversion on free and 20,000 on paid tiers, long-form work means splitting. Break at chapter or section boundaries rather than arbitrary character counts, so each segment starts and ends cleanly.

Step 7 — Download immediately

Files are retained for 72 hours. Build downloading into your workflow rather than treating the service as a library.

Step 8 — Test before subscribing, and know the refund window

The refund policy is unusually specific and worth using deliberately: if you have used no characters, you can request a refund within 30 days; if you have used fewer than 1,000 characters, within 7 days. Past 1,000 characters, no refund. So if you subscribe to evaluate paid voice quality, do your evaluation inside that 1,000-character window.

Tips & Best Practices

  • Budget by characters, not by minutes. Everything on this platform is metered in characters. Roughly, 1,000 characters is about a minute of speech, so the free tier's 10,000 monthly characters is on the order of ten minutes of audio.
  • Test custom voice quality before committing credits. A paying user reports that cloned voices came out noticeably worse than the platform's stock voices even with a high-quality noise-cancelling headset recording. Stock voices are the safer default unless a personal voice is essential.
  • Do not assume pauses work everywhere. The pause toolbar is documented for logged-in users, but a paying customer reports pauses being unavailable on custom voices. Verify on your own account before planning a workflow around it.
  • Longer cloning samples are not necessarily better. The same reviewer observed that the system appeared to perform worse with a long cloning sample than a short one. Start near the recommended 10-second minimum and compare.
  • Disable translation extensions. The company acknowledges browser extensions, particularly translation plugins, can break generation and produce a "Something went wrong" error.
  • OCR scanned PDFs first. Image-only PDFs will not yield text.
  • Check your commercial rights against your actual plan. The homepage FAQ answers the commercial question with a broad yes, but the pricing comparison table marks "Unlimited commercial use" only on Plus and Enterprise. See Limitations before publishing revenue-generating work on a free or Lite plan.
  • Verify your payment method works before planning around it. A user reported PayPal being advertised but only credit card being available at checkout. Payments are processed through Stripe.

Who is Luvvoice for?

Content creators making short-form video are the clearest fit. Scripts are short enough to sit inside per-conversion caps, quality from mainstream Azure and Google voices is more than adequate for social content, and the price of entry is zero.

Students and self-directed learners get the document uploader, which is the feature most tools charge more for. Converting reading material to audio is a real time recovery, subject to monthly character budgets.

Educators and course builders benefit from consistent narration and multilingual localisation without re-recording. Adjustable pace matters here.

Podcasters find it useful for supporting audio — intros, ad reads, pacing drafts — more than for full-episode narration.

Developers wanting simple TTS in an app are served by the API and MCP server on Plus and above, though without published rate limits or SLA, and with the awareness that they may be paying a margin on Azure or Google underneath.

Who fits less well: professional audiobook and commercial voiceover producers. The 72-hour retention window, per-conversion caps, cloning quality reports, and absence of independent verification make this a tool for practical everyday audio rather than premium published work. Those needing top-tier expressive synthesis will look at specialist vendors.

Also a poor fit: anyone needing a specific rare language for cloning. The cloned-voice language list is far shorter than the TTS list.

Platforms

Web is the primary platform, at luvvoice.com, working in a normal browser with no installation. The generator, voice library, history, and pricing all live there.

iOS has a native app, LuvVoice: AI Text to Speech, published by Soundsynth Tech LLC. It is free to download with in-app purchases. The version at the time of writing is 1.3, released 7 July 2026, requiring iOS 17.0 or later. Apple classifies it under Photo & Video with Productivity as secondary, rated 4+.

Android has an app on Google Play as Luvvoice AI Voice, with in-app purchases, content rated Everyone. Google Play shows a download range of 1,000+. The Android description frames the product as AI text to speech, voice cloning, and audiobooks in one app.

API and MCP provide programmatic access on Plus and Enterprise tiers. The MCP server is notable — it lets AI assistants that speak Model Context Protocol invoke speech generation directly.

Note the gap between the 1,000+ Android download range and the site's claim of "Trusted by 100,000+ users." If both are accurate, the vast majority of usage is on the web rather than mobile. The user count is vendor-reported and not independently audited.

Pricing & Plans

Four tiers

PlanMonthlyYearly (per month)Standard characters/moCustom credits/mo
Free$0—10,000500
Lite$8$4.75 ($57/yr)700,00010,000
Plus$13$7.75 ($93/yr)1,500,00030,000
Enterprise$45$27 ($324/yr)6,000,000200,000

Annual billing is advertised as saving 40%. A one-time purchase option also exists for buying credits without a subscription. Payment is processed through Stripe.

What actually differs between tiers

FeatureFreeLitePlusEnterprise
Characters per conversion3,00020,00020,00020,000
Custom voice count1UnlimitedUnlimitedUnlimited
Available voices200+300+300+300+
Languages70+70+70+70+
No ads / no captcha—YesYesYes
Unlimited commercial use——YesYes
API access——YesYes
File transcription———Yes
File storage—72 hours72 hours72 hours

Three lines in that table deserve attention.

Characters per conversion is the constraint you will feel daily. Moving from free to any paid tier raises it nearly sevenfold.

Ads and captchas are present on the free tier. This is normal for free services but affects throughput if you generate frequently.

Unlimited commercial use appears only on Plus and Enterprise. Lite, despite being paid, is not marked for it. This sits awkwardly against the homepage FAQ's unqualified yes on commercial use, and is discussed under Limitations.

The free tier's real boundaries

Stated plainly:

  • 10,000 characters per month per the pricing page (the homepage FAQ says 20,000 — the site contradicts itself)
  • 3,000 characters per conversion
  • 200+ voices, versus 300+ on paid
  • One custom voice, with 500 custom credits
  • Ads and captchas present
  • No API access
  • Ebook-to-audiobook included, though the character budget limits what that means in practice
  • File storage not marked for the free tier in the comparison table

The refund policy is specific — read it before subscribing

This is one of the more precisely written refund policies in this category, effective 6 June 2026:

  • No characters used: refund within 30 days of charge
  • Fewer than 1,000 characters used: refund within 7 days of charge
  • More than 1,000 characters used: no refund, and no partial refunds at all
  • After 30 days: no refunds regardless
  • One refund per account. At two refunds, Luvvoice reserves the right to block the account from future subscription purchases
  • Requests go by email and are processed within 7 business days
  • iOS purchases are refunded by Apple, not Luvvoice. Cancelling a subscription or deleting your account does not itself trigger a refund

The practical takeaway: your evaluation window is the first 1,000 characters. Use it deliberately.

Alternatives

ElevenLabs is the reference point for expressive quality and the more capable option for cloning and emotional range, at higher cost. On Trustpilot it holds 3.1 across roughly a thousand reviews — a far larger sample than anything available for Luvvoice.

Microsoft Azure AI Speech and Google Cloud Text-to-Speech deserve explicit mention because Luvvoice runs on them. If you have cloud accounts and can handle API keys, going direct removes the intermediary. What you give up is the interface, document upload, voice auditioning, and pause tooling — which is precisely what Luvvoice charges for.

NaturalReader targets the same read-aloud and accessibility use cases with a longer history in document reading.

Fish Audio is another smaller entrant in the same tier of the market.

Where Luvvoice competes as a free TTS option: breadth of language coverage at a low price, a genuinely usable free tier, document upload without a paywall, and an unusually clear refund policy. Where it does not: expressive quality at the top end, cloned-voice fidelity per user reports, and any form of independent verification.

Limitations & Considerations

"No word limit" is not accurate

The site's own title promises no word limit while its pricing table and FAQ both specify hard caps. Free is 10,000 characters monthly on the pricing page and 20,000 on the homepage FAQ — internally inconsistent — with 3,000 per conversion either way. Plan against the pricing table, and confirm your actual allowance in your account.

Commercial rights depend on which plan you hold

The homepage FAQ says: you have full ownership of the generated audio files, and can freely use them in YouTube videos, podcasts, social media content, or any other commercial projects, subject to law. The pricing comparison table, however, marks "Unlimited commercial use" only on Plus and Enterprise.

The most consistent reading is that ownership of output is general, while unlimited commercial use is a paid entitlement — but the site does not reconcile the two statements, and the word "unlimited" is doing unexplained work. If you are publishing monetised content, the safe course is a Plus plan or an email to support confirming your specific case in writing.

The engine is substantially third-party

Speech generation runs through Azure AI Speech, Google Cloud Text-to-Speech, and proprietary models, varying by voice and language. Two implications: voice quality for major languages should track those platforms, and Luvvoice's roadmap depends partly on suppliers it does not control. If a provider changes terms or pricing, downstream effects are plausible. Disclosing this in the terms is more transparency than most resellers offer.

User feedback is thin, and what exists is mixed to negative

There is no large or reliable sample anywhere:

  • Trustpilot: 2.2 out of 5, but from just 10 reviews — well below the threshold at which a score means anything. The profile is unclaimed with no review invitations. For context, the whole category scores low there: ElevenLabs 3.1, Fish Audio 2.3, NaturalReader 1.6.
  • App Store: 4.65, from just 17 ratings — also too small to conclude from.
  • Google Play: 5.0 from 110 reviews, with 1,000+ downloads.

A perfect 5.0 on Google Play alongside 2.2 on Trustpilot is a wide divergence. Neither sample supports a confident verdict, and both are reported here so you can weigh them yourself rather than trusting a single number.

The specific, checkable complaints are more useful than the scores. A user who bought custom credits for business use reported that:

  • custom voices do not allow pauses, making rhythm and pace hard to control
  • the cloned voice misread text, rendering the URL fragment /pay as /privacy — reading something not in the script
  • custom voices were vastly inferior to the off-the-shelf voices even recorded on a high-quality noise-cancelling headset, and the system seemed to perform worse with a longer cloning sample than a short one
  • a support ticket received no reply at all

A separate reviewer reported PayPal being advertised while only credit card was accepted at checkout.

These are functional reports rather than vented frustration, which makes them worth weighing despite the small sample. The pattern that emerges: stock voices are the product's strength; cloned voices are where expectations should be lowest.

No independent media coverage exists

No coverage or hands-on evaluation from an established technology publication could be located. Search results consist of SEO content sites, tool-recommendation blogs, and competitor-authored comparisons, none of which constitute independent verification. Consequently, claims such as "200+ voices" and "100,000+ users" rest on the vendor's word alone. That does not make them false; it means no one has checked.

Voice cloning: you carry all the legal risk

The terms are explicit. You may only clone voices you own or have full rights, licences, permissions, and consents to use. You must not present synthetic audio as an authentic recording of a real person unless legally entitled and the context is not misleading, and you must disclose where law, platform policy, or reasonable audience expectations require it.

Critically: Luvvoice does not verify that you have obtained the necessary rights or consents for voice cloning unless expressly stated in writing. There is no consent-verification gate. You are solely responsible for all voice samples, text, generated audio, cloned voice models, and downstream distribution, and you indemnify Luvvoice and Soundsynth Tech LLC against claims arising from that use.

Prohibited uses are extensive

The terms bar fraud, scams, phishing, identity theft, social engineering, false endorsements, and deceptive advertising; harassment, threats, extortion, and defamation; and political manipulation, voter suppression, deceptive robocalls, and emergency-service interference. Enforcement can mean content removal, account restriction or termination, revocation of access to cloned voices and generated audio, and permanent termination without warning for serious or repeated violations.

Ownership is real but conditional, and privacy claims are vendor-stated

The terms word ownership carefully: Subject to these terms, applicable law, and any third-party rights in the materials you provide, you own the text and audio content that you create through the services. Those three conditions matter — supply someone else's material and the ownership claim does not cure the underlying rights problem.

On security, the voice cloning page states that Your voice data is encrypted and never shared. That is a vendor assertion with no published audit, certification, or technical detail behind it, so treat it as a stated policy rather than a verified control. The site does maintain a separate GDPR policy page alongside its privacy policy, which at least indicates a deliberate compliance posture for EU users.

You grant a broad processing licence

You own your text and audio output, but you grant Luvvoice a limited worldwide non-exclusive licence to host, store, transmit, process, reproduce, analyse, and create technical derivatives of your text, audio, voice samples, cloned voice models, generated audio, prompts, and metadata — scoped to what is reasonably necessary to provide, maintain, secure, troubleshoot, improve, bill for, and enforce the services. "Improve" is the word to notice. The privacy policy makes no separate explicit statement about whether inputs train general-purpose models, so this page does not assert one either way.

Retention is 72 hours

Generated audio persists for 72 hours. Download promptly.

Known technical failure modes

The company documents two: scanned or image-only PDFs may fail text extraction, and browser extensions — particularly translation plugins — can cause generation errors.

Termination is mutual and immediate

Either party may terminate the agreement at any time with notice, after which access ends. Services and generated audio are provided as is, with warranties disclaimed to the extent permitted by law.

FAQ

Q1. Is Luvvoice really free with no word limit?

It is genuinely free to use, but "no word limit" is not accurate. The pricing page specifies 10,000 characters per month on the free plan, while the homepage FAQ says 20,000 — the site contradicts itself. Either way there is a separate, tighter cap of 3,000 characters per conversion on the free tier, visible in the editor as a 0 / 3000 counter. Paid tiers raise per-conversion to 20,000 and monthly allowances to between 700,000 and 6,000,000 characters.

Q2. Can I use the audio commercially?

The homepage FAQ says yes without qualification: you own the generated files and may use them in YouTube videos, podcasts, social media, or any commercial project, subject to law. However, the pricing comparison table marks "Unlimited commercial use" only on the Plus and Enterprise tiers. Output ownership appears general while unlimited commercial use appears to be a paid entitlement, and the site does not reconcile the two. For monetised work, Plus or written confirmation from support is the safe route.

Q3. How many languages and voices are there, and how good are they?

More than 70 languages, with 200+ voices on the free tier and 300+ on paid. Quality context matters: the terms disclose that speech is generated through Microsoft Azure AI Speech, Google Cloud Text-to-Speech, and proprietary Luvvoice models, varying by voice and language. For mainstream languages you are largely hearing Azure and Google neural voices, which are strong. Audition voices in your specific target language before committing.

Q4. What does voice cloning cost and how well does it work?

Cloning uses a separate custom credit pool: 500 credits and one custom voice on free, rising to 10,000 / 30,000 / 200,000 credits with unlimited voices on Lite, Plus, and Enterprise. The process needs an audio sample ideally over 10 seconds. On quality, temper expectations — a paying user reported cloned voices being markedly worse than the platform's stock voices even from a high-quality recording, and reported that pauses were unavailable on custom voices. Cloning language support is also narrower than TTS: English, Japanese, Korean, Chinese, French, German, Arabic, and Spanish are the named majors.

Q5. Can I convert PDFs and other documents?

Yes. Common formats including PDF and TXT are supported, and the company says documents of hundreds of thousands of characters can be uploaded. Two constraints: conversion still draws on your monthly character allowance, and PDFs that are scanned or image-only may fail text extraction — those need OCR first.

Q6. How long are my files kept?

Generated audio is stored for 72 hours. Download files as you create them rather than relying on the service as a library.

Q7. Can I get a refund if it does not work for me?

Yes, within tightly defined limits. No characters used: refund within 30 days. Fewer than 1,000 characters used: within 7 days. Past 1,000 characters, no refund, and there are no partial refunds. After 30 days, nothing. One refund per account, with future purchases potentially blocked at two. iOS purchases are refunded by Apple, and cancelling or deleting your account does not itself produce a refund. Do your evaluation inside the first 1,000 characters.

Q8. Is there an API?

Yes, on Plus and Enterprise only. There is also an MCP Server for AI clients that support Model Context Protocol, and an AI Skill. Published rate limits and service-level guarantees were not available at the time of writing, so confirm requirements with support before building anything dependent on it.

Q9. Is there a mobile app?

Yes on both platforms. iOS ships as LuvVoice: AI Text to Speech from Soundsynth Tech LLC, free with in-app purchases, requiring iOS 17.0 or later, rated 4+. Android ships as Luvvoice AI Voice on Google Play with in-app purchases, rated Everyone, showing 1,000+ downloads.

Q10. Is it safe to clone someone else's voice with this?

Only if you have their permission and the legal right to do so. The terms require that you own or hold all necessary rights and consents for any voice you clone, that you not pass synthetic audio off as an authentic recording of a real person, and that you disclose AI generation where law or platform policy requires. Importantly, Luvvoice does not verify that you obtained those consents — there is no gate stopping misuse, which means the full legal exposure, including indemnifying the company, sits with you.

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